Benefits of International Travel Insurance for Students

Every year a huge number of students go to study abroad and student travel insurance plans are an integral part of their preparations. At the time of travelling, you can never completely push aside the probability of loss or damage of property and important documents, and the student insurance plans currently offer complete protection against such incidents with their affordable international students travel insurance plans. These travel cover plans for student are of many different types and you can buy insurance for the journey or also go for a plan that offers complete protection throughout the period of studying abroad.

There are a number of banks both from the public and the private sector that offer student travel cover along with their student education loans for overseas. People availing both these facilities are often charged a lower interest rate. If you are contemplating of studying abroad against an educational loan it is always a better choice to seek insurance for a career that is approved with the bank. Compared to other kinds of travel health insurance policies, international travel insurance plans for students are found to attract lower premiums and often include health insurance benefits for the entire duration too.

A good way of finding attractive student travel cover policies is to look for and comparing them online. Most of the major insurance carriers have made their travel medical insurance plans available online. You can also use their online insurance calculators to compare the rate of premium for different policies. But whenever you buy an international travel assurance plan, make sure that they cover even the worst of the situations and nothing can be of better priority than the safety and protection against all unwanted incidents during all those years that you study abroad.

There is another type of student travel insurance available that allows a student to insure his vacation to an international destination. Compared to travel assurance plans for ordinary citizen student’s insurance plans for students are less expensive and cover almost everything including loss of baggage and important documents, financial inconvenience due to flight cancellation or other incidents for which the policy holder is not responsible in any way and also for extensive medical assistance during the whole duration of ravel.

Depending on the area you are travelling and the coverage you seek, the cost of international travel insurance for students will vary considerably, including the terms and conditions for paying the premiums. Travelling to different countries for receiving an education and the encompassing facilities they provide for travelling to international destinations are considered as a way of promoting practical education. You can always find a policy as per your specific requirements, but it is natural that a few individuals possess the essential knowledge and expertise for finding the best for them. Thus, it is always wise to seek help from a professional insurance advisor, so that you never lose out on any important aspect or benefit of the plan.

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International Travel Insurance is a Must For Every Traveller

Few things are as exciting as launching off on an international travel excursion. Whether for business or pleasure, traveling overseas gives you the chance to broaden your horizons and see sights that you have only imagined. With this excitement also comes risk because when you leave your home country there are a variety of things that can not only interrupt your trip but make it dangerous too. The good news is that international travel insurance can greatly reduce the risks that come with traveling abroad.

A key element of international travel insurance, and one you should investigate thoroughly, is medical coverage. You want to be sure that you have adequate coverage for in-hospital or acute care but you also want to make sure that if you should have to be medically evacuated you can get home without breaking the bank. A medical evacuation can very easily exceed 100 thousand dollars, depending on where you are coming from and what country you are returning to. It is not uncommon for international travel insurance to cover the cost of a loved one to be transported home with you.

Keep in mind that we said “most” international travel health insurance policies will cover the cost of having a companion bring you home. That means that not all international travel insurances plans offer similar coverage. You need to be sure to examine all the exclusions and considerations for the medical insurance that you are looking at to make sure that the plan you choose really fits with the type of travel that you do.

Because we have access to computer technology it is very possible to find a good cheap travel insurance. You will need to be sure to look for the type of international travel insurance that best matches your needs though. Will you be taking just one trip or do you think that you will have multi trips throughout the year? Will you be engaging in adventure sports? Are you traveling for business or for pleasure? These are all factors that will go into the actual prices you are quoted for travellers insurance.

Fortunately most of the troubles that can upset an international trip are not pricey medical problems. Smaller problems can cost you money too though. International travel insurance can ensure that you are not left holding the bad should your trip be cancelled or delayed due to circumstances beyond your control. This is of particular concern to holiday travelers who have invested a great deal to take their annual vacation only to have lost baggage, a stolen wallet, or some other incident cause difficulties. Having international travelers insurance can eliminate the worry over these types of occurrences.

The real message here is that whatever type of overseas travel you intend to do, there is an international travel insurance policy that can help you avoid the kind of situations that can disrupt your trip and end up costing you a great deal of money. It will be up to you to do the research necessary to find cheap international travel insurance but it can be done. In the end, you will be very glad that you took care of this one very important detail. It will take the worry about of your plans and help to make your travel stress and worry free.

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Travel and Leisure Magazines to Inspire the Adventurer in You

Browse through the magazine racks of any bookstore and you’ll find the number of travel and leisure magazines offered endless. Whether you’re looking for inspiration for your next trip, wanting some top tips to plan a vacation or simply a new activity to keep you busy during time off at home, travel and leisure magazines are the perfect place to start your search. Here’s a round up of some of the best available:

Time Out Magazine
Fast becoming the leading authority on the world’s best cities, from LA to Buenos Aires, Cape Town to Copenhagen, Time Out now has 18 travel and 23 city magazines offering up to date information on the best places to stay, eat and be entertained in the world’s most fabulous cities. Even if you live in one of its featured cities, you can bet Time Out will come up with a new location or activity you never knew existed in your local area. Prepare to be amazed!

Outside
A travel and leisure magazine which has been keeping adventurers informed since 1977, Outside is for men and women who lead active lifestyles all year round. With glossy and colorful photography, prepare to be inspired to take to the outdoors and try something new, from rock-climbing to snowboarding, sailing to mountaineering.

National Geographic Adventure
The latest magazine in the National Geographic collection, this one is aimed at active men and women who seek new and exciting ways to explore and experience the globe. The photographs will inspire you to travel to destinations you would never have thought of visiting, alongside an excellent mix of features and articles, covering adventure stories, travel destinations, sports and outdoor activities.

Trailer Life
The writers of this travel and lifestyle magazine guarantee to provide you with information to “follow the road to adventure.” Aimed at owners of RVs, campers and motor homes who spend a few weeks a year or their whole life on the road, this glossy magazine is packed with information on national parks, camp sites, product tests, cooking tips and vehicle maintenance. Definitely one for RV owners who love life on the open road and are ingrained with a spirit of adventure.

Spa
For those of us who get our stress relief from relaxation rather than adrenaline packed adventures, Spa Magazine offers the secrets to the latest advances in beauty, healthy living and relaxation as well as a peek behind the doors of the most luxury and private retreats and information on the world’s best spas. If you’re planning a spa vacation, this is the place to find top tips on the most relaxing locations to unwind, detox and recharge your batteries without having to break the bank in the process!

Travel and the Economy

In spite of the global melt down and the economic crisis facing many an industry, there is one industry that is still thriving. The travel industry. Recession or no recession, people have to travel and they do. Not only domestically but also internationally. Not only for personal purposes but also for business and for tourism also. We can almost say that the stress of the economic depression is making people travel and relax!

There is a saying that goes: “One man’s meat is another man’s poison”. And, on the same analogy, one individual’s idea of relaxation might be a villa in the South of France overlooking the beach and the sea, surrounded by “Abigails and Andrews” whereas that of another may be a tent in a remote spot on the same beach.

Just like in housing, where houses are being foreclosed and going for a song and it is a “buyers market”, the travel business is also on cloud nine and the offers for a memorable vacation in some of the exotic places on the planet surround the potential traveler. Travel agents the world over are trying their best to get people to travel. It is now time to take advantage of these offers and have a rollicking holiday in a new place.

But do you choose a place and do your budget or do you do your budget and choose a destination. The second is the wiser course as the first may turn out to be unaffordable. But there are such o lot of offers that you can even choose a place and then do your budget. Just see to it that it does not get you in the red, financially.

Once you have made up your mind to go somewhere for a vacation, immediately a number of questions popup. Is your passport current? What are the places that you are going to visit at your destination? What kind of accommodation are you going to live in? An independent house, a condo or a hotel room? What about transportation? You have to choose a location that is fairly easily accessible from the place of your stay. Try finding a resort that has its own transportation to the local attractions.

Travel and Leisure Jobs

Travel and leisure industry is one the most favored industry sector for job seekers worldwide. It offers you the wonderful opportunity of seeing new places, getting acquainted with new cultures and helps in developing a more comprehensive viewpoint about world affairs. So if you are one of those persons who are passionate about travel, and like to meet new people a variety of job opportunities are available in various segments of travel and leisure industry.

Here are few of travel and leisure industry which provide extremely good job opportunities, if you possess requisite skills for the job.

Online Travel – With the advent of internet, travel industry went online. Now you can book flight tickets, hotel rooms and buying tickets for the venue. These ventures require computer programmer, web designer, customer support and sales team.

Event management – This industry specializes in the creation of festivals and events which vary in scale from Olympics to the neighborhood Birthday party. Event managers are in great demand by companies.

Cruise ships – Cruise ships are a classy mode of travel which is popular amongst a section of tourists. These massive structures require hospitality professionals, maritime professionals, entertainers and security personnel.

Tour operators – They come in handy for those people who travel internationally and don’t have time for a “do it yourself” holiday. They take care of all the details of the tour saving their clients from the intricacies.

Airlines – Air travel is the most popular means of travel for tourist especially international tourists. Pilots, air hostess and flight crew are some of the most desired career. However an airline employs more people as ground staff in the form of air traffic controller, ticket checker, baggage checker and personal service assistant.

Travel websites, magazines and guides – These guide people on popular tourist spots, the best route to take, best time to visit and must see places amongst others. Here contractual or freelance writers can work as travel writers. Also photographers are hired to shoot photos documenting the journey.

Animation – Animation industry makes animated films some of which are hugely popular like Ice Age. Also they design and execute computer games. Animators, illustrators and designers are widely in demand here.

Cosmetics Industry – The desire to look beautiful is innate in every woman and man. This industry “claims” to make people beautiful. Cosmetics and the beauty industry require hair stylist, beauty therapist, manicurist and shampoo technician.

Games and toys industry – This sector produces games and toys for people of all ages and groups. It requires creative professionals and game designers.

Fitness sector – This sector works on making people fit through exercise and alternatives like yoga. It requires certified fitness trainers and yoga teachers.

Hotels and resort industry – When you travel anywhere you stay in one of these hotels and resorts. Hence this industry plays a very important role in the overall travel and leisure industry so much that hotel occupancy rates are an important indicator of the state of the industry. It requires waiting staff, interior decorators, management professionals and catering services personnel.

Travel and Leisure Clubs

The phrase “travel and leisure club” may refer to two things, both of which are associated with travel and touring. Because the amount of time, effort and money spent on the business of vacationing is usually considerable, a travel and leisure club may be an organization of people who come together to learn from each other’s experiences during their vacation. Such groups are everywhere. In the real world, you have travel and leisure clubs in almost every sizable community.

The other kind of travel and leisure clubs are those who cater to the needs of tourists. While the study clubs are devoted to spreading information to people about where to go and what to buy, this other kind…let’s call them service clubs…provide convenient facilities for tourists as well as good opportunities for yourself as a businessman.

Very appropriately, Travel and Leisure magazines of American Express Publishing specializes in both types of travel and leisure clubs. If you are particularly interested in finding the best places for one type of vacation activity, all you need to do on that web page is to type in the words you are looking for and submit. If any such clubs are catalogued with Travel and Leisure, they will pop up in the organic. For instance, if you type in “swimming clubs” and press enter, you will find a listing of the best beach and pool resorts all around the world.

Clicking any one of the organic results of the search will allow you to see not only the location of the club, but also what you may expect to find when you do get there; what sort of people will be frequenting it. Will you find celebrities there or just plain fun-loving people on vacation. Will you need to lug your formal clothes or some classy casuals? Do you want to mix with businessmen or politicians? And even if you are just looking to find animals instead of people, they have listings there for such exotic vacation ideas as safaris. Again, If you just want to go around the easy bend you can find places like skate parks. You might also set your direction for deep down under by looking for a snorkeling swim resort; they have that too. As a matter of fact the web page above is ideal for looking for any topic you may want to learn about and any type of travel and leisure club you want to unwind in. You could type in “Himalayas” in the search text box and you get a listing of topics related to northern India. You will probably learn about places that you didn’t know existed.

Travel and Leisure Magazines

Where should I go on my next vacation? How much will a 7-day cruise cost? What are the latest vacation hot spots around the world? What place has the most beautiful beaches? The most delicious foods are found in what country? The most interesting culture can be seen in what part of the world? What is happening in the travel industry today? These and many more questions can be answered if you had magazine travel and leisure literature to browse.

Magazine travel and leisure articles will put you in the know about hot travel destinations throughout the entire world. It would answer all the questions you may have about where to go on the next vacation, the cost of a 7-day cruise, or where the world’s top beaches are at. It essence, magazine travel and leisure information would enlighten and educate you about the travel and leisure industry as a whole. The magazine travel and leisure discounts offered are usually a tremendous savings opportunity that will have you traveling more each year, as you save money on all your trips. It doesn’t matter if you travel for business or pleasure, or whether you travel alone, with family or with groups, travel discounts make sense for the travel savvy. The better informed you are about the places you wish to travel to, the more likely it is that you will have a satisfying and rewarding experience when traveling.

Valuable and informative cultural awareness can also be obtained from magazine travel and leisure articles. What are the dos and don’t of visiting certain countries? Is it acceptable to always shake hands when meeting someone in a foreign country? Or do some cultures frown upon the traditional western greeting of a handshake. Do you need to take off your shoes when entering someone’s house in Asian countries? How much of a tip is it appropriate to give when dining in a fancy restaurant in Paris? Knowledge about such issues can be found in magazine travel and leisure articles. You will be pleasantly surprised at the kinds of tidbits you can pick up in these types of articles.

In magazine travel and leisure articles, you will visit far away exotic destinations, without ever leaving your own home. The newest travel trends will be at your fingertips. All the necessary information about the best hotel and resort deals, the most economical transportation options, and other important travel and leisure information will be within reach. Receive all the info you require from one source of information; magazine travel and leisure articles.

An informed traveler is a happy traveler. With magazine travel and leisure information at your disposal, you will know what hotel or resort to stay at, what city spot is a must-see and which restaurants to eat at in the top cities in the world. You’ll be up to date on the latest travel and leisure trends in the travel industry. Don’t make those travel plans until you are fully informed with the latest data from every destination hot spot.

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The Best Deals of Travel and Leisure Magazine

Constant travelers who want to score the best deals in every continent that they step into should never do without a copy of travel and leisure magazine. This magazine which is well known as travel + leisure magazine provides the A lists of the best hotels, restaurants, wellness clubs, cruise ships, events and festivals, resorts and beaches, food and drinks, and other significant facts that are essential to the well-being of one’s travel itinerary. The travel and leisure magazine is a top rated, professional travel companion that would make sure you do not lose your way in every travel decision that you make.

The travel and leisure magazine used to be a compiled journal of travel photographs which placed emphasis on leisure travel and often features contributions from novelists, poets, travel columnists, artists, and avid travelers who are eager to share their acquired wisdom and serve as a helpful guide especially for those who are still neophyte in the realm of travel. The magazine publishes in a monthly basis and has several international editions such as China, Mexico, Russia, Turkey, and South East Asia though most of them were already defunct.

The magazine is famous for their World’s Best Awards which is announced every August and has been practiced since 1995. This is an award body created on a basis of an annual survey from magazine readers who gave out their quantitative rating of world’s best travel destination and accommodation. For the 2010′s survey of the World’s Best Awards, the travel and leisure magazine offers a chance to those who will take the survey of winning a $10,000 dream trip. This award has various categories namely hotels, islands, cities, airlines and cruises, wellness and spas and business hotels. These categories are featured on all continents that the travel and leisure magazine encompass such as US and Canada, Asia, Latin America, Africa and the Middle East, Europe, Caribbean, Australia, New Zealand, and South Pacific. Last 2009, the Bushman’s Kloof atop the Cedarberg Mountains in Western Cape, South Africa emerged as the record holder of the number one spot in the survey with an overall score of 98.67.

Aside from the World’s Best Awards, the travel and leisure magazine also has what they call T+L 500 Best Hotels and America’s Favorite Cities where subscribers and magazine readers rank cities in the U.S. based on several categories. The categories are very informative because it covers almost all the things that one needs to know in famous cities such as their culture, hotels, nightlife, shopping malls, food and dining places, and airports.

The travel and leisure magazine also provides educational articles that are full of ideas not just about traveling but also informative discussions such as books and movies, charity programs, sports and fitness, gadgets, arts and culture, and basic photography lessons.

Travel and Leisure Subscription

The time you spend on your vacation should be top quality time. Our holidays are the only times we have for living our dreams to the fullest possibility we are able to reach. That is the reason why the choice of your vacation spot should be made with extreme care. All travel advertisements have something exciting to say about the resorts and the cities that they are promoting but there are three pitfalls you have to watch out for when planning the perfect holiday for yourself.

First, you need to be sure that you are going to get precisely what you have been promised by the media hype. Secondly, you have to avoid spur of the moment enthusiasm which may have you opting for a vacation spot that you won’t actually enjoy when you get there, and thirdly, you have to choose the best rates you can avail of in order to maximize the value of your money. In this matter, however, “cheap” doesn’t always mean “good.” There are low rates for which you will be getting no value for your money. On the other hand, there are higher travel and vacation accommodations that are well worth every cent you will be paying.

The good news is that Travel and Leisure subscription is one well-known, because reliable source of any and all facts that you would want to know about vacation spots. If you don’t have a Travel and Leisure subscription yet then you should postpone planning out your vacation until you get your hands on a copy or sign up for a subscription. This travel guide contains the most complete listing of the best known resorts, pleasure palaces and tourist destinations in the world.

What is your priority consideration for your vacation? Is it adventure or culture? Would you like to spend most of the time in a sun-drenched beach or touring national monuments and cultural attractions? Are you agog to see celebrities or just dying to get away from city life? Is affordability of cost you first priority when planning a vacation? Whatever shape your dream vacation comes in, Travel and Leisure subscriptions are your means to finding the spot and touring accommodations to realize it.

The magazine features the latest tourism news and updates from the best vacation spots in the world. The information you will be reading on Travel and Leisure is almost available in real time. You can read about statistics that will inform you about the best and worst airports in the world, the top hotels and accommodations in the country of your choice plus tips on travelling, which are actually published comments and suggestions of their previous customers. If you are a first timer, you will find invaluable advice in the magazine for making your holiday trips safe and easy.

On top of that, you can avail of fantastic discounts, win sweepstakes and avail of promotions from Travel and Leisure subscriptions as well as from the many tourist service outfits worldwide that are affiliated with the magazine. So even before your think of travelling, get your Travel and Leisure subscription first.

International Travel Insurance

It can be an exhilarating experience traveling to another land but many a times unforeseen events are overlooked and the carefree traveler simply forgets to protect himself for such eventualities. Different emergencies can arise, like a medical emergency, visit to the doctor, cancellation of the flight, losing baggage etc. for which travel insurance is necessary.

As far as loss of baggage due to theft is concerned, an individual can be covered who uses a credit card for booking tickets. In such a case, additional insurance will not be required. Even if you are embarking on a short trip it is best to have trip cancellation insurance cover as there could be nothing worse, than not be able to afford to get back that ticket money due to lack of insurance.

Why is traveler insurance so necessary?

There could be many unforeseen expenses on an international trip.

1:- Accidents, medical emergencies, drug prescriptions and many other costs could bring on unforeseen expenses.

2:- In a number of countries international health insurance is provided to those travelers who are less than 75 years of age, where for an additional premium the dependents, if eligible and the spouse can also get covered.

3:- If a person returns home by cutting short of his vacation, this international travel insurance benefit with refunds, provide the submitted travel itinerary is not fixed.

4:- A group travel insurance policy can be applied for if the person has a pre-existing health condition. Coverage under a group health insurance plan can be obtained when an individual is refused an individual health insurance plan.

Additional coverage:

In case of medical complications, rehabilitation, dismemberment coverage, cost of ambulance, home nursing etc. medical help is made available for an additional premium to the international traveler under worldwide travel insurance. The cost of medical treatment is high in a number of countries. Quality medical care may not be available in a third world country and the individual may need emergency evacuation facility. The travel insurance coverage takes care of that. It also addresses prescription drugs for an additional premium. During an overseas travel, a person feels comforted when he knows that he can afford the drugs even in the alien land. The destination of travel determines the need for these drugs.

Medication is very costly in developed countries, which becomes unaffordable for the traveler sometimes. Worldwide travel insurance coverage may not be necessary in countries where health care is the responsibility of the government. Then in this case, since most of the medicines are available at subsidized costs, this kind of coverage may not be necessary.

For women who intend to give birth in a foreign country, a maternity coverage is very important. Before filing a claim, the woman would have to wait for a year at least, which means, that at the time of getting her policy upgraded to include coverage of maternity insurance, she should not be pregnant. The age of the would-be mother will determine the amount of premium. A higher premium would result with medical complications. International travel insurance plans can be extended to a number of other medical services.

For those who enjoy exploring and traveling to far off places, international travel insurance is a necessity, not a choice. Add to the enjoyable experience with fiscal planning to ensure that the shopping budget is used for shopping and not on medical bills.